Use Your Benefits to Save Money and Improve Your Smile

As the end of the year quickly approaches, you may hear your dentist talking about why you should maximize dental insurance benefits. Apart from wanting to keep your smile looking and feeling its best, there are other reasons getting the most out of your plan is beneficial to you and your wallet. Read on to discover three ways you can use your available funds before they expire in the coming months.

Schedule Your Second Dental Checkup and Cleaning

If you look at your dental insurance plan, you’ll likely notice you receive two dental checkups and cleanings each year. This means your carrier will pay anywhere from 80-100% of the total cost. Why is this important? Not only will you be able to take better care of your smile year-round, but you’ll also avoid more complex and costlier treatments later on. When your dentist in Arvada examines your smile for tooth decay, gum disease, and oral cancer, you can feel more confident that your smile is being better protected against the most common dental problems, so don’t wait to schedule your second appointment!

Lower Your Costs By Meeting Your Deductible

Most dental insurance deductibles are low but once you meet yours, the dental insurance company must agree to step in and pay more for treatments you need throughout the year. Learning you require tooth extraction, or an invasive root canal might not sound like a cheap investment, but with the help of your insurance, you can save more financially because you met your deductible. If you wait until 2022 to undergo your procedure, you’ll be required to meet your deductible again, thus, costing you more money in the process.

Choose an In-Network Provider

As you search for a “dentist near me” to take care of your oral health, make sure you opt for an in-network provider. Although it is not mandatory, you will save the most money when choosing an individual who has a contractual agreement with your insurance company. By negotiating fees and services, they can help you pay the lowest possible price each time you visit.

Your dental insurance benefits are meant to be used. Because they do not roll over at the end of the year and instead, expire, make sure to get the most out of your plan while you still have time. Don’t let your insurance company reap the reward of not using your available funds. Keep the money that is rightfully yours and work to improve the state of your smile.

About the Author
Dr. Jeremiah Paylor is a trusted dentist in Arvada who understands dental work of any kind can be expensive. Working closely as an in-network provider with many dental insurance companies, he helps to establish set fees and services that guarantee patients save more each time they visit. If you’re looking for ways to maximize your benefits before they expire at the end of the calendar year, contact us via the website or by calling (720) 776-4900.